CardflareOne Key+ Card
Wells Fargo
- Not redeemable for cash
Key facts
- Annual fee$99
- RewardsCash back
- Everything else earns2% back
- Minimum credit score700
Earn rates
| Category | Rate | Cap |
|---|---|---|
| Gas | 3% back | No cap stated |
| Groceries | 3% back | No cap stated |
| Dining | 3% back | No cap stated |
| Online shopping | 3% back | No cap stated |
| Everything else | 2% back | No cap stated |
At specific merchants
- 3% back at Expedia
- 3% back at Hotels.com
- 3% back at Vrbo
Signup bonus
$350 after $3,000 of spend in the first 3 months.
Credits and benefits
The credits the catalog models as fee offsets. Not a complete list of every perk.
- $100 a year at One Key — $100 in OneKeyCash each card anniversary; expires 12 months after issue
- $120 every 4 years — Up to $120 for a Trusted Traveler Program (Global Entry, TSA PreCheck) application or renewal fee
Terms as of 2026-09-10. Hand-curated approximate terms; verify with the issuer before applying. Annual credits are rough fee offsets, not a calendar of every perk or lounge access. Cardflare is not affiliated with Wells Fargo; the card name is its owner's trademark.