CardflareVenmo Credit Card
Synchrony
Key facts
- Annual fee$0
- RewardsCash back
- Everything else earns1% back
- Minimum credit score670
Earn rates
| Category | Rate | Cap |
|---|---|---|
| Dining | 3% back | No cap stated |
| Entertainment | 3% back | No cap stated |
| Streaming | 3% back | No cap stated |
| Everything else | 1% back | No cap stated |
Rates with conditions
- 4% back on Dining — an extra 1% when you split the transaction in Venmo and your friends pay you back within 30 days
- 4% back on Entertainment — an extra 1% when you split the transaction in Venmo and your friends pay you back within 30 days
- 3% back on Everything else — 3% when you check out with Venmo online, pay a business on Venmo, or pay someone for goods or services on Venmo; you earn cash back only on what is charged to the card
Signup bonus
The catalog records no public signup bonus for this card.
Terms as of 2026-09-10. Hand-curated approximate terms; verify with the issuer before applying. Annual credits are rough fee offsets, not a calendar of every perk or lounge access. Cardflare is not affiliated with Synchrony; the card name is its owner's trademark.