CardflareValley Zero+ Card
Elan Financial Services
Key facts
- Annual fee$0
- RewardsCash back
- Everything else earns0% back
- Minimum credit scoreNot stated
The issuer states no minimum credit score for this card.
Earn rates
One flat rate: 0% back on purchases. The catalog records no bonus categories for this card.
Rates with conditions
- 4% back on Everything else — 4% cash rewards on prepaid airfare, car rental, attraction and hotel reservations booked directly in the Travel Center with the card
Signup bonus
The catalog records no public signup bonus for this card.
Credits and benefits
The credits the catalog models as fee offsets. Not a complete list of every perk.
- $15 a year — $15 automatic statement credit per 12-month period after 11 consecutive calendar months of purchases
Terms as of 2026-09-10. Hand-curated approximate terms; verify with the issuer before applying. Annual credits are rough fee offsets, not a calendar of every perk or lounge access. Cardflare is not affiliated with Elan Financial Services; the card name is its owner's trademark.