Valley Travel Rewards+ Card

Elan Financial Services

Key facts

  • Annual fee$99$0 the first year
  • RewardsPoints
  • Everything else earns1.5x points
  • Minimum credit scoreNot stated

The issuer states no minimum credit score for this card.

Earn rates

CategoryRateCap
Travel (air)4x pointsNo cap stated
Travel (hotel)4x pointsNo cap stated
Travel (other)4x pointsNo cap stated
Gas4x pointsNo cap stated
Entertainment4x pointsNo cap stated
Everything else1.5x pointsNo cap stated

Signup bonus

25,000 points after $2,000 of spend in the first 4 months.

Terms as of 2026-09-10. Hand-curated approximate terms; verify with the issuer before applying. Annual credits are rough fee offsets, not a calendar of every perk or lounge access. Cardflare is not affiliated with Elan Financial Services; the card name is its owner's trademark.

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