Valley Max Cash Preferred Card

Key facts

• Annual fee$0
• RewardsCash back
• Everything else earns1% back
• Minimum credit scoreNot stated

The issuer states no minimum credit score for this card.

Earn rates

One flat rate: 1% back on purchases. The catalog records no bonus categories for this card.

Rates with conditions

• 5% back on Everything else — 5% cash back (1% base plus 4% bonus) on the first $2,000 in combined net purchases each calendar quarter in two categories you choose; you must enroll in your categories or all purchases earn no more than 1%
• 2% back on Everything else — Unlimited 2% (1% base plus 1% bonus) in one everyday category you choose; grocery and gas purchases at wholesale clubs and discount stores/supercenters earn 1%

Signup bonus

$150 after $500 of spend in the first 3 months.