CardflareTruist Enjoy Cash (3%-2%-1%)
Truist
Key facts
- Annual fee$0
- RewardsCash back
- Everything else earns1% back
- Minimum credit scoreNot stated
The issuer states no minimum credit score for this card.
Earn rates
| Category | Rate | Cap |
|---|---|---|
| Gas — Includes EV charging stations | 3% back | up to $1,000 of spend a month |
| Groceries | 2% back | up to $1,000 of spend a month |
| Utilities — Includes telecommunication services | 2% back | up to $1,000 of spend a month |
| Everything else | 1% back | No cap stated |
Signup bonus
The catalog records no public signup bonus for this card.
Terms as of 2026-09-10. Hand-curated approximate terms; verify with the issuer before applying. Annual credits are rough fee offsets, not a calendar of every perk or lounge access. Cardflare is not affiliated with Truist; the card name is its owner's trademark.