SoFi Unlimited 2% Credit Card

SoFi

Key facts

  • Annual fee$0
  • RewardsCash back
  • Everything else earns2% back
  • Minimum credit scoreNot stated

The issuer states no minimum credit score for this card.

Earn rates

One flat rate: 2% back on purchases. The catalog records no bonus categories for this card.

Through the issuer's travel portal

  • 3% back on Travel (air), Travel (hotel), Travel (other)

Signup bonus

The catalog records no public signup bonus for this card.

Credits and benefits

The credits the catalog models as fee offsets. Not a complete list of every perk.

  • $5 a month at Lyft — $5 monthly Lyft credits (World Elite Mastercard benefit)

Terms as of 2026-09-10. Hand-curated approximate terms; verify with the issuer before applying. Annual credits are rough fee offsets, not a calendar of every perk or lounge access. Cardflare is not affiliated with SoFi; the card name is its owner's trademark.

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