CardflareSoFi Everyday Cash Rewards Credit Card
SoFi
Key facts
- Annual fee$0
- RewardsCash back
- Everything else earns1% back
- Minimum credit scoreNot stated
The issuer states no minimum credit score for this card.
Earn rates
| Category | Rate | Cap |
|---|---|---|
| Dining — Includes takeout and food delivery platforms such as DoorDash and Uber Eats | 3% back | No cap stated |
| Groceries — Grocery stores, online grocery delivery and convenience stores | 2% back | No cap stated |
| Everything else | 1% back | No cap stated |
Through the issuer's travel portal
- 3% back on Travel (air), Travel (hotel), Travel (other)
Signup bonus
The catalog records no public signup bonus for this card.
Credits and benefits
The credits the catalog models as fee offsets. Not a complete list of every perk.
- $5 a month at Lyft — $5 monthly Lyft credits (World Mastercard benefit)
Terms as of 2026-09-10. Hand-curated approximate terms; verify with the issuer before applying. Annual credits are rough fee offsets, not a calendar of every perk or lounge access. Cardflare is not affiliated with SoFi; the card name is its owner's trademark.