CardflarePenFed Pathfinder Rewards
PenFed
Key facts
- Annual fee$95
- RewardsPoints
- Everything else earns1x points
- Minimum credit score700
Earn rates
| Category | Rate | Cap |
|---|---|---|
| Travel (air) | 4x points | No cap stated |
| Travel (hotel) | 4x points | No cap stated |
| Travel (other) | 4x points | No cap stated |
| Everything else | 1x points | No cap stated |
Signup bonus
The catalog records no public signup bonus for this card.
Credits and benefits
The credits the catalog models as fee offsets. Not a complete list of every perk.
- $100 a year
Terms as of 2026-09-10. Hand-curated approximate terms; verify with the issuer before applying. Annual credits are rough fee offsets, not a calendar of every perk or lounge access. Cardflare is not affiliated with PenFed; the card name is its owner's trademark.