Citi Strata Elite

Key facts

• Annual fee$595
• RewardsPoints
• Everything else earns1.5x points
• Minimum credit score740

Earn rates

Rates with conditions

• 6x points on Dining — Citi Nights only

Through the issuer's travel portal

• 12x points on Travel (hotel), Travel (other)
• 6x points on Travel (air)

Signup bonus

75,000 points after $6,000 of spend in the first 3 months.

Credits and benefits

The credits the catalog models as fee offsets. Not a complete list of every perk.

• $300 a year at Citi Travel — Up to $300 off a hotel stay of 2+ nights booked through Citi Travel, each calendar year
• $200 a year at Choice of up to 2 brands (1stDibs, American Airlines, Best Buy and others) — Up to $200 in statement credits each calendar year
• $100 twice a year at Blacklane — Up to $100 January-June and $100 July-December ($200 per calendar year)
• $120 every 4 years — Up to $120 every 4 years for the Global Entry or TSA PreCheck application fee
• $145 a year — Banking Relationship Annual Credit for qualifying Citigold clients; qualifying Citigold Private Clients get $595 the first year and $145 each year after; requires an open and current Strata Elite account with an assessed annual fee