CardflareCiti AAdvantage Platinum Select
Citi
Key facts
- Annual fee$99$0 the first year
- RewardsPoints
- Everything else earns1x points
- Minimum credit score700
Earn rates
| Category | Rate | Cap |
|---|---|---|
| Travel (air) — booked direct | 2x points | No cap stated |
| Dining | 2x points | No cap stated |
| Gas | 2x points | No cap stated |
| Everything else | 1x points | No cap stated |
Signup bonus
80,000 points after $3,500 of spend in the first 4 months.
Credits and benefits
The credits the catalog models as fee offsets. Not a complete list of every perk.
- $125 a year at American Airlines — $125 American Airlines flight discount after $20,000 in purchases in a cardmembership year and renewal
- $180 a year at Turo — Up to $30 per eligible Turo car rental trip, up to $180 a year
Terms as of 2026-09-10. Hand-curated approximate terms; verify with the issuer before applying. Annual credits are rough fee offsets, not a calendar of every perk or lounge access. Cardflare is not affiliated with Citi; the card name is its owner's trademark.