United Club Business Card

Key facts

• Annual fee$695
• RewardsPoints
• Everything else earns1.5x points
• Minimum credit scoreNot stated

The issuer states no minimum credit score for this card.

Earn rates

At specific merchants

• 5x points at Renowned Hotels and Resorts for United Cardmembers (Prepaid hotel stays)

Signup bonus

90,000 points after $5,000 of spend in the first 3 months.

Credits and benefits

The credits the catalog models as fee offsets. Not a complete list of every perk.

• $200 a year at Renowned Hotels and Resorts for United Cardmembers — Prepaid hotel stays, each anniversary year
• $12 a month at Rideshare, activation required — Yearly opt-in required; up to $12 a month January through November and $18 in December; max $150 per calendar year
• $50 a year at Avis / Budget via MileagePlus Travel — United TravelBank cash, 1st and 2nd rental each anniversary year
• $20 a month at Instacart — Two $10 credits a month, up to $240 each calendar year
• $200 a year at JSX — Each anniversary year
• $50 a year at United FareLock — Each anniversary year
• $5,000 a year — Only with a personal United credit card