Chase Sapphire Reserve
Chase
Key facts
- Annual fee$795
- RewardsPoints
- Everything else earns1x points
- Minimum credit score740
Earn rates
| Category | Rate | Cap |
|---|---|---|
| Travel (air) — booked direct | 4x points | No cap stated |
| Travel (hotel) — booked direct | 4x points | No cap stated |
| Dining | 3x points | No cap stated |
| Everything else | 1x points | No cap stated |
Through the issuer's travel portal
- 8x points on Travel (air), Travel (hotel), Travel (other)
At specific merchants
- 5x points at Lyft (Lyft rides and other qualifying Lyft products bought in the Lyft app)
- 10x points at Peloton (Peloton equipment and accessory purchases over $150, up to $5,000 in total purchases)
Signup bonus
100,000 points after $6,000 of spend in the first 3 months.
Credits and benefits
The credits the catalog models as fee offsets. Not a complete list of every perk.
- $300 a year — Travel purchases, each account anniversary year; qualifying purchases do not earn points
- $250 a year at The Edit by Chase Travel — Up to $250 per prepaid stay of 2+ nights, max $500 per calendar year
- $150 twice a year at Sapphire Reserve Exclusive Tables (OpenTable) — Up to $150 Jan-Jun and up to $150 Jul-Dec ($300 per calendar year)
- $150 twice a year at StubHub / viagogo, activation required — Up to $150 Jan-Jun and up to $150 Jul-Dec ($300 per calendar year)
- $10 a month at Lyft — In-app ride credit
- $10 a month at Peloton, activation required — Eligible Peloton memberships, max $120 per calendar year
- $15 a month at DoorDash — One qualifying order per month; requires DashPass activated with the card
- $10 a month at DoorDash — Two $10 non-restaurant promos per month; requires DashPass activated with the card
- $120 a year at DoorDash DashPass, activation required — Complimentary DashPass, $120 value for 12 months (or through 12/31/2029 if longer)
- $324 a year at Apple TV + Apple Music, activation required — At least 12 months from activation
- $120 every 4 years — Global Entry, TSA PreCheck or NEXUS application fee
- $250 a year at The Shops at Chase
- $500 a year at Southwest Airlines via Chase Travel
Terms as of 2026-09-10. Hand-curated approximate terms; verify with the issuer before applying. Annual credits are rough fee offsets, not a calendar of every perk or lounge access. Cardflare is not affiliated with Chase; the card name is its owner's trademark.