Chase Sapphire Preferred

Key facts

• Annual fee$95
• RewardsPoints
• Everything else earns1x points
• Minimum credit score700

Earn rates

Rates with conditions

• 3x points on Groceries — online grocery purchases only (not Target, Walmart, wholesale clubs)

Through the issuer's travel portal

• 5x points on Travel (air), Travel (hotel), Travel (other)

At specific merchants

• 3x points at Vacation homes at top brands (Select brands listed at chase.com/RewardsCategoryFAQs)
• 5x points at Lyft (Lyft rides and other qualifying Lyft products bought in the Lyft app)
• 5x points at Peloton (Peloton equipment and accessory purchases over $150, up to $5,000 in total purchases)

Signup bonus

75,000 points after $5,000 of spend in the first 3 months.

Credits and benefits

The credits the catalog models as fee offsets. Not a complete list of every perk.

• $100 a year at Hotels booked through Chase Travel — Each account anniversary year; the first $100 of Chase Travel hotel purchases does not earn points
• $120 every 4 years — Global Entry, TSA PreCheck or NEXUS application fee
• $180 a year at Apple TV, activation required — At least 12 months from activation
• $120 a year at DoorDash DashPass, activation required — Complimentary DashPass for 12 months (or through 12/31/2029 if longer)
• $10 a month at DoorDash — One non-restaurant order per month; requires DashPass activated with the card