CardflareInstacart Mastercard
Chase
Key facts
- Annual fee$0
- RewardsCash back
- Everything else earns1% back
- Minimum credit score670
Earn rates
| Category | Rate | Cap |
|---|---|---|
| Gas | 2% back | No cap stated |
| Dining | 2% back | No cap stated |
| Streaming | 2% back | No cap stated |
| Everything else | 1% back | No cap stated |
Through the issuer's travel portal
- 5% back on Travel (air), Travel (hotel), Travel (other)
At specific merchants
- 5% back at Instacart (Instacart.com and app) (On the first $6,000 of qualifying Instacart purchases per year, then 1%)
Signup bonus
$50.
Terms as of 2026-09-10. Hand-curated approximate terms; verify with the issuer before applying. Annual credits are rough fee offsets, not a calendar of every perk or lounge access. Cardflare is not affiliated with Chase; the card name is its owner's trademark.