CardflareChase Ink Business Cash
Chase
- Business
Key facts
- Annual fee$0
- RewardsPoints
- Everything else earns1x points
- Minimum credit score700
Earn rates
| Category | Rate | Cap |
|---|---|---|
| Utilities — Internet, cable and phone services | 5x points | up to $25,000 of spend a year |
| Dining | 2x points | up to $25,000 of spend a year |
| Gas | 2x points | up to $25,000 of spend a year |
| Everything else | 1x points | No cap stated |
At specific merchants
- 5x points at Office supply stores (Part of the $25,000 combined 5% cap each account anniversary year)
- 5x points at Lyft (Qualifying Lyft products and services bought in the Lyft app)
Signup bonus
75,000 points after $6,000 of spend in the first 3 months.
Credits and benefits
The credits the catalog models as fee offsets. Not a complete list of every perk.
- $20 a month at Instacart, activation required — Loaded monthly while the Instacart+ membership is active; one retailer per order
Terms as of 2026-09-10. Hand-curated approximate terms; verify with the issuer before applying. Annual credits are rough fee offsets, not a calendar of every perk or lounge access. Cardflare is not affiliated with Chase; the card name is its owner's trademark.