IHG One Rewards Premier Select Credit Card

Chase

Key facts

  • Annual fee$350
  • RewardsPoints
  • Everything else earns3x points
  • Minimum credit score670

Earn rates

CategoryRateCap
Travel (hotel)12x pointsNo cap stated
Dining6x pointsNo cap stated
Travel (air)6x pointsNo cap stated
Travel (other)6x pointsNo cap stated
Transit6x pointsNo cap stated
Everything else3x pointsNo cap stated

Signup bonus

200,000 points after $5,000 of spend in the first 3 months.

Credits and benefits

The credits the catalog models as fee offsets. Not a complete list of every perk.

  • $75 a quarter at IHG Hotels & Resorts (food and beverage on room bill) — One voucher per calendar quarter, expires at quarter end
  • $200 a year — After a purchase of at least $250 on flights booked directly with the airline in a calendar year
  • $25 twice a year at United (TravelBank cash), activation required — $25 Jan-Jun and $25 Jul-Dec after one-time registration at ihg.com/united
  • $120 every 4 years — Global Entry, TSA PreCheck or NEXUS application fee
  • $120 a year at DoorDash DashPass, activation required — One year complimentary, then auto-enrolled at the monthly rate
  • $10 a month at DoorDash — $10 off one non-restaurant order per month for DashPass enrollees from 9/1/2026 (earlier enrollees: quarterly)
  • $10 a month at Instacart, activation required — Requires an active Instacart+ membership

Terms as of 2026-09-10. Hand-curated approximate terms; verify with the issuer before applying. Annual credits are rough fee offsets, not a calendar of every perk or lounge access. Cardflare is not affiliated with Chase; the card name is its owner's trademark.

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