CardflareChase Freedom Unlimited
Chase
Key facts
- Annual fee$0
- RewardsPoints
- Everything else earns1.5x points
- Minimum credit score670
Earn rates
| Category | Rate | Cap |
|---|---|---|
| Dining | 3x points | No cap stated |
| Drugstores | 3x points | No cap stated |
| Everything else | 1.5x points | No cap stated |
Through the issuer's travel portal
- 5x points on Travel (air), Travel (hotel), Travel (other)
At specific merchants
- 2x points at Lyft (Lyft rides and other qualifying Lyft products bought in the Lyft app)
Signup bonus
20,000 points after $500 of spend in the first 3 months.
Credits and benefits
The credits the catalog models as fee offsets. Not a complete list of every perk.
- $10 a quarter at DoorDash — $10 off one non-restaurant order per calendar quarter; requires DashPass
Terms as of 2026-09-10. Hand-curated approximate terms; verify with the issuer before applying. Annual credits are rough fee offsets, not a calendar of every perk or lounge access. Cardflare is not affiliated with Chase; the card name is its owner's trademark.