Capital One Spark Cash Plus

Key facts

• Annual fee$150
• RewardsCash back
• Everything else earns2% back
• Minimum credit score720

Earn rates

One flat rate: 2% back on purchases. The catalog records no bonus categories for this card.

Through the issuer's travel portal

• 5% back on Travel (hotel), Travel (other)

Signup bonus

$2,000 after $30,000 of spend in the first 3 months.

Additional $2,000 bonus for every $500,000 spent in the first year

Credits and benefits

The credits the catalog models as fee offsets. Not a complete list of every perk.

• $150 a year — $150 statement credit each year when you spend at least $150,000 in net purchases by the membership anniversary