CardflareCapital One Savor
Capital One
Key facts
- Annual fee$0
- RewardsCash back
- Everything else earns1% back
- Minimum credit score670
Earn rates
| Category | Rate | Cap |
|---|---|---|
| Groceries | 3% back | No cap stated |
| Dining | 3% back | No cap stated |
| Entertainment | 3% back | No cap stated |
| Streaming | 3% back | No cap stated |
| Everything else | 1% back | No cap stated |
Through the issuer's travel portal
- 5% back on Travel (hotel), Travel (other)
- 8% back on Entertainment
Signup bonus
$200 after $500 of spend in the first 3 months.
Terms as of 2026-09-10. Hand-curated approximate terms; verify with the issuer before applying. Annual credits are rough fee offsets, not a calendar of every perk or lounge access. Cardflare is not affiliated with Capital One; the card name is its owner's trademark.