BJ's One Mastercard
Capital One
Key facts
- Annual fee$0
- RewardsCash back
- Everything else earns1.5% back
- Minimum credit scoreNot stated
The issuer states no minimum credit score for this card.
Earn rates
One flat rate: 1.5% back on purchases. The catalog records no bonus categories for this card.
Rates with conditions
- 2% back on Everything else — BJ's One+ tier (requires BJ's Club+ membership)
At specific merchants
- 3% back at BJ's (Most in-club purchases at BJ's front-end registers (BJ's One tier))
- 5% back at BJ's — Requires The Club+ Membership (BJ's One+ tier: in-club purchases at BJ's)
Signup bonus
The catalog records no public signup bonus for this card.
Terms as of 2026-09-10. Hand-curated approximate terms; verify with the issuer before applying. Annual credits are rough fee offsets, not a calendar of every perk or lounge access. Cardflare is not affiliated with Capital One; the card name is its owner's trademark.