CardflareBank of America Premium Rewards
Bank of America
Key facts
- Annual fee$95
- RewardsPoints
- Everything else earns1.5x points
- Minimum credit score700
Earn rates
| Category | Rate | Cap |
|---|---|---|
| Travel (air) | 2x points | No cap stated |
| Travel (hotel) | 2x points | No cap stated |
| Travel (other) | 2x points | No cap stated |
| Dining | 2x points | No cap stated |
| Everything else | 1.5x points | No cap stated |
Signup bonus
60,000 points after $4,000 of spend in the first 3 months.
Credits and benefits
The credits the catalog models as fee offsets. Not a complete list of every perk.
- $100 a year — Airline Incidental Statement Credits: seat upgrades, baggage fees, in-flight services, airline lounge fees
- $100 every 4 years — TSA PreCheck or Global Entry application fee
Terms as of 2026-09-10. Hand-curated approximate terms; verify with the issuer before applying. Annual credits are rough fee offsets, not a calendar of every perk or lounge access. Cardflare is not affiliated with Bank of America; the card name is its owner's trademark.