CardflareAtmos Rewards Summit Visa Infinite
Bank of America
Key facts
- Annual fee$395
- RewardsPoints
- Everything else earns1x points
- Minimum credit score740
Earn rates
| Category | Rate | Cap |
|---|---|---|
| Dining | 3x points | No cap stated |
| Travel (air) | 3x points | No cap stated |
| Everything else | 1x points | No cap stated |
At specific merchants
- 3x points at Alaska Airlines and Hawaiian Airlines
- 3x points at Foreign transactions (Purchases that are foreign transactions)
Signup bonus
70,000 points after $3,000 of spend in the first 3 months.
Credits and benefits
The credits the catalog models as fee offsets. Not a complete list of every perk.
- $120 every 4 years — TSA PreCheck or Global Entry
- $50 a year — $50 Instant Travel Delay Credit for flight cancellations or departure delays of 2+ hours
Terms as of 2026-09-10. Hand-curated approximate terms; verify with the issuer before applying. Annual credits are rough fee offsets, not a calendar of every perk or lounge access. Cardflare is not affiliated with Bank of America; the card name is its owner's trademark.