CardflareGap Encore Mastercard
Barclays
Key facts
- Annual fee$0
- RewardsPoints
- Everything else earns1x points
- Minimum credit scoreNot stated
The issuer states no minimum credit score for this card.
Earn rates
One flat rate: 1x points on purchases. The catalog records no bonus categories for this card.
At specific merchants
- 5x points at Gap Inc. family of brands
- 3x points at Eligible retail apparel brands
Signup bonus
The catalog records no public signup bonus for this card.
Terms as of 2026-09-10. Hand-curated approximate terms; verify with the issuer before applying. Annual credits are rough fee offsets, not a calendar of every perk or lounge access. Cardflare is not affiliated with Barclays; the card name is its owner's trademark.