CardflareBreeze
Barclays
Key facts
- Annual fee$89
- RewardsPoints
- Everything else earns1x points
- Minimum credit score670
Earn rates
| Category | Rate | Cap |
|---|---|---|
| Groceries | 2x points | No cap stated |
| Dining | 2x points | No cap stated |
| Everything else | 1x points | No cap stated |
At specific merchants
- 5x points at Breeze Airways — Nicer and Nicest Bundles (Plus 5X from Breeze when you fly (up to 10X))
- 2x points at Breeze Airways — Nice Bundles (Plus 2X when you fly (up to 4X))
- 1x points at Breeze Airways — No Flex Fares (Plus 1X when you fly (up to 2X))
Signup bonus
40,000 points after $1,000 of spend in the first 3 months.
Credits and benefits
The credits the catalog models as fee offsets. Not a complete list of every perk.
- $7,500 a year — 7,500 bonus BreezePoints after every account anniversary with eligible purchases
Terms as of 2026-09-10. Hand-curated approximate terms; verify with the issuer before applying. Annual credits are rough fee offsets, not a calendar of every perk or lounge access. Cardflare is not affiliated with Barclays; the card name is its owner's trademark.