Amex Platinum

Key facts

• Annual fee$895
• RewardsPoints
• Everything else earns1x points
• Minimum credit score740

Earn rates

Through the issuer's travel portal

• 5x points on Travel (hotel)

Signup bonus

The catalog records no public signup bonus for this card.

Credits and benefits

The credits the catalog models as fee offsets. Not a complete list of every perk.

• $300 twice a year at Fine Hotels + Resorts / The Hotel Collection (American Express Travel) — Up to $300 semi-annually ($600 per year) on prepaid bookings; The Hotel Collection requires 2+ nights
• $15 a month at Uber — $15 Uber Cash per month for U.S. rides and orders ($200 per year with the December bonus, recorded separately)
• $20 a year at Uber — Extra $20 Uber Cash in December
• $120 a year at Uber One — Up to $120 per calendar year for an auto-renewing Uber One membership
• $200 a year — Up to $200 per calendar year in incidental fees with one selected qualifying airline
• $219 a year at CLEAR+ — Up to $219 per calendar year for a CLEAR+ membership
• $100 a quarter at Resy, activation required — Up to $100 per quarter ($400 per year) on eligible Resy purchases
• $25 a month at Disney+, ESPN, Hulu, The New York Times, Paramount+, Peacock, The Wall Street Journal, YouTube Premium, YouTube TV, activation required — Up to $25 per month ($300 per year)
• $75 a quarter at lululemon, activation required — Up to $75 per quarter ($300 per year) at U.S. lululemon stores (excluding outlets) and lululemon.com
• $13 a month at Walmart+ — Up to $12.95 plus applicable taxes per month for a monthly Walmart+ membership
• $200 a year at Oura Ring, activation required — Up to $200 per calendar year on an Oura Ring at ouraring.com
• $300 a year at Equinox, activation required — Up to $300 per calendar year on Equinox club membership or Equinox+ subscription
• $120 every 4 years — $120 Global Entry every 4 years, or up to $85 TSA PreCheck